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The following information and decision tool is provided as a means to assist growers in making crop insurance and risk management decisions.
Understanding how loss payments are determined is an important part of choosing the correct crop insurance product. Actual Production History (APH), Revenue Protection (RP), Revenue Protection with Harvest Price Exclusion (RPHPE) and Yield Protection (YP) currently account for a large proportion of the protection in force. The Loss Estimation Worksheet is a loss estimator that demonstrates the differences in how losses are calculated under the APH, RP, RPHPE and YP programs.
This worksheet is strictly a simulation of loss payments based on a set of assumptions supplied by the user. Any differences in actual yield and/or price other than those selected could cause a substantial difference in performance.
NOTE: Loss estimates are provided for estimation and example purposes only. Actual losses may vary. Contact your agent for more information or click here to find an agent. This information and material is provided "as is" without express or implied warranty.